Coverage to Keep You Cruising
RV owners are a special breed: they know traveling is more than just a means to get from point "A" to point "B" and that the journey can mean just as much as the destination. While RV owners enjoy being on the road, many mistakenly assume that RV insurance is about the same as car insurance when in fact, if you don't have proper insurance for your RV, you may face financial hardship in the wake of an accident.
What is RV Insurance?
RV Insurance is like two policies in one: it protects your RV like car insurance and it also protects your living area like a home insurance policy. Collisions and road emergencies are definite risks to insure against, but when you are camping or parked, your RV becomes your home. It needs to be protected against theft, fire, liability and other disasters. Insurance for RVs is specially designed to protect people that travel, and because your vehicle is usually larger than others, you should have greater liability coverage than standard autos too.
Different Insurance for Different RVs
There are several classes of recreational vehicles and they each need special insurance:
Class A - covers RVs that are built like large commercial buses
Class B - vehicles that resemble vans, but have taller ceilings so you can stand inside
Class C - vehicles that are large vehicles made from trucks or vans
Insure with Brookdale Insurance Agency
You may think you want the cheapest insurance you can find, come to find you got what you bargained for. While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you as well as how their customer service team will help you in the event you need them. There is no such thing as a "standard" insurance policy when it comes to your RV. Contact us and let the professionals at Brookdale Insurance Agency help you protect the things you are working hard to build.